Financial Health & Discovery Assessment
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What this is
A focused, short engagement where I review your financials, systems, and processes and meet
with key people to map out how money really flows through your business. You receive a clear,
written summary of what’s working, what’s not, key risks, and the top 3–5 priorities for the
next 90 days.
Why this is important to you
You may feel something is “off” in your numbers but not know where to start. This assessment
gives you a structured, honest picture of your financial health and a practical action plan—
before you commit to ongoing services or major changes.
Cash Flow Planning & Runway Management
What this is
We build a clear, simple cash flow plan (often a 13-week view) so you can see what’s coming
in, what’s going out, and what your true “runway” is.
Why this is important to you
You should never be surprised by a cash crunch. This gives you confidence to make payroll,
pay vendors, and decide whether you can afford new hires or equipment before you commit.
Forecasting & Budgeting
What this is
We create a realistic annual budget and a rolling 12-month forecast, then update it regularly
and explain the variances in straightforward language.
Why this is important to you
You’ll know whether you’re on track, ahead, or behind. That means fewer financial surprises
and better decisions about growth, spending, and profit.
Profitability & Margin Analysis
What this is
I analyze which products, services, customers, or locations are truly profitable—and which
ones quietly drain your cash and time.
Why this is important to you
You’ll see exactly where you’re making money and where you’re not, so you can adjust pricing,
cut unprofitable offerings, and focus on the work that actually builds your wealth.
KPI Design & Monthly CFO Briefing
What this is
We design a short monthly “CFO Briefing” with a small set of key performance indicators (KPIs)
and a clear story behind your profit and loss, balance sheet, and cash flow.
Why this is important to you
Instead of drowning in reports, you get one concise view that tells you what’s working, what
isn’t, and what needs your attention this month.
Financial Systems & Process Cleanup
What this is
I clean up your chart of accounts, tighten your invoicing and bill-pay processes, and make sure
your books are closed accurately and on time every month.
Why this is important to you
Clean, timely numbers give you trust in your financials. That means better decisions, fewer tax
headaches, and less stress when banks, investors, or auditors ask questions.
Pricing, Quotes, and Contract Structure
What this is
I review how you price your work, how you discount, and how your contracts are structured, then
help design pricing and terms that protect your margins.
Why this is important to you
You work too hard to give away profit in your pricing or contracts. This helps you charge
appropriately, say “yes” to good deals, and walk away from bad ones.
Bank & Lender Relationships**
What this is
I prepare financial packages, help you negotiate with banks and lenders, and make sure you stay
in good standing with any covenants or loan terms.
Why this is important to you
A strong relationship with your bank can mean better rates, more flexibility, and a partner who
takes you seriously when you need capital to grow or smooth out cash cycles.
Strategic Hiring & Compensation Planning
What this is
I model when and how you can afford key hires, evaluate employee vs contractor options, and
design compensation and bonus structures tied to your goals.
Why this is important to you
Hiring too early or too late is expensive. This helps you grow your team at the right time, at
the right pay, without putting the business at risk.
Scenario Planning (“What If?” Analysis)
What this is
I build simple models for questions like “What if revenue drops 20%?”, “What if we add a new
location?”, or “What if we buy that equipment?”
Why this is important to you
Instead of guessing, you see the numbers behind each choice. That lets you act boldly—but with
your eyes open to the risks and trade-offs.
Owner Wealth & Distribution Planning
What this is
I help you think through how much profit to reinvest in the business, how much to take out, and
how to coordinate business decisions with your personal financial goals (in partnership with your
CPA and financial advisor).
Why this is important to you
Your business is a major part of your net worth. This service helps you grow the company and
protect your family’s financial future, instead of choosing one over the other.
Internal Controls & Risk Management
What this is
I design practical safeguards—approval processes, separation of duties where possible, and simple
policies that protect against fraud and costly mistakes.
Why this is important to you
One bad incident can wipe out years of profit. Practical controls lower that risk without burying
you and your team in red tape.
Finance Function “Maturity Roadmap”
What this is
I create a 6–24 month roadmap for how your finance function should evolve—what to improve now,
what to implement later, and when to add roles or systems.
Why this is important to you
You get a clear plan for growing from “scrappy books” to a professional finance operation, in
stages that match your size and budget.
Board / Investor-Ready Reporting
What this is
I prepare clean, consistent financial packages and presentations for your partners, lenders, or
investors, and help you present the story behind the numbers.
Why this is important to you
When the people who fund or oversee your business see that you have your financial house in
order, you earn trust—and usually more flexibility.
M&A Readiness & Valuation Support
What this is
I help you get the business financially “sale-ready,” estimate reasonable valuation ranges, and
prepare for buyer or lender due diligence.
Why this is important to you
Even if you’re not ready to sell today, building a more “sellable” company usually makes it more
profitable, easier to run, and more valuable when that day comes.
Special Projects & Deep Dives
What this is
I take on targeted projects such as fixing a struggling division, restructuring debt, evaluating a
major software change, or tackling a specific financial pain point.
Why this is important to you
Not every problem fits neatly into a monthly service. This gives you a way to bring in CFO-level
thinking for those one-off issues that keep you up at night.
